Mountain Clients

On numerous occasions climbers have sighted a preference for BMC insurance because ‘no money goes to shaeholders’ the money being ploughed back – into climbing. Fortice, who provide the BMC’s Travel Insurance certainly have share holders. Interestingly, General Accident Fire & Life Assrance pls of Perth, Scotland (GA) are sited as the BMC other insurers (Feb 2002) for Climbers Personal Insurance. Becareful if buying BMC Personal Assurance because GA, no longer exist. In fact, GA were taken over by Commercial Union who in turn, some years ago were tajen over by – Norwich Union.

Yet today,the BMC show GA as the company who will honour (if you are luck) any claim made. Norwich Union, certainly have – shareholders. As I have had dealing with a Norwich Union claim over a five year period (thye rubbished my claim for 150 pounds sterling) after NU lost 450,000 pounds sterling in a libel case brought against the NU in 1997. From that moment all cases in the NU pipeline were domed to failure as the NU had already just lost toomuch of its shareholders profits. Potential buyers of personal climbing insurance with the NU (the BMC is an agent) beware…

A woman climber, who’s husband died whilst being covered by BMC insurance (his guide was also covered under BMC insurance), waited – seven years before she was finally compensated for her loss. She is quite certain that obsticles were put in her way to spoil her claim (file a claim within three years). Having won her – test case (she should have been compensated out of court) an appeal was actually considered against her just reward.